Toodles

Duwbyrd- Thanks for the comment. Hope to hear from you again.

Chandira- Interesting comments here, and definitely some food for thought. Money, food, and sex do seem to be prime motivators for humans,as you say, but overindulgence in any of these can have negative consequences. Too much food and we get fat and unhealthy. Too much debt and we get miserable and desperate. Too much sex and we get…..okay, maybe sex doesn’t fit this model well.

I want for people to stop looking at money as an end in itself and more as a means to an end, that end being a happy life and not a stressful or corrupt one.

As always, thanks for leaving your two cents.

But I just wanted to add my ‘2 cents’, pun intended.

I grew up in a very different system, with a vastly different set of beliefs about money than the ‘average’ American. Not that my way was right, jsut different. It has it’s own complications. I’ve never had a credit card, I’ve always had debit. I’ve always been afraid of getting into debt. As a kid, there was always a massive stigma attached to it in the general pysche of the English. Debt was shameful, and best avoided, even if you went without.

Money is life force energy, the same as any other form of life energy, we do the same things with it that we do with food and sex, if you really study it.

The common egoic pattern of money use is degenerative, as opposed to regenerative. Regenerative is to set up a pattern where your money brings you more money, or your sexual energy is conducted through the whole body, not just blown off through localised gential orgasm, but chanelled and converted into ecstasy, into a total lust for life as a whole.
Spending money can have the affect of orgasm, temporarily satisfying, distracting from our present condition of fragility in the world, but ultimately depleting of resources. Same with that extra sandwich or piece of chocolate..

angel- glad to hear from you again. Credit is a double edged sword all right…nice to have, but easy to abuse. Especially when people aren’t taught even the basics of personal finance.

Christa- You seem to have a good grasp on what is and isn’t the most important thing in life- money we need to get along and go along, but it’s not all that matters. A paradigm shift needs to occur whereby people can actually think in those terms. Until then, at least we could help people learn how to keep from going in the financial hole.
Glad you dropped by.

Rudicus- Most people, including me, have fallen into the debt trap, and there are only two ways out: hard work and discipline to eradicating the debt or bankruptcy. Fortunately, I’m out of the trap, but if I had learned some financing principals as a kid, it would have been an easier road for sure.

Your perceptions about the battle to really reform the credit is right on, but when people take back the power, elect honest politicians who will do what is right, things can change. I’ll just keep talking about it and hope that Common Sense catches on.

And predatory practices need to be eliminated as well. The only reason the credit companies have such influence is their big pockets, a lot of it extracted from people who have no knowledge of the credit game.

Glad you dropped in.

JLP- Yep- education is the key. Parents need to develop their own realistic budgets and talk to their kids about it when they are old enough. And schools should play their part too with actual classes teaching about savings, checking, credit, interest, and the works.

Thanks for the comment.

CK- Thanks.

Jude- Individuals are responsible for their credit messes to a certain degree, but the irresponsible granting of credit are just as liable for the trouble most people are in. And unless you bay the credit bill in full each month, you’r epaying far more that the sticker price for anything you buy.

Thanks for leaving some thoughts.

JLP

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