It is often said that the only things you can really count on are death and taxes. Of the two, death is probably easier to accept. Death, at least, is fairly applied to everyone. Taxes, on the other hand, are a complicated, unequal, seemingly arbitrary and often manipulated endeavor. And while we all can accept [...]

Nothing puts a glaze into the eyes of average citizens quite like discussing economic theory. At best, it’s a confusing topic. Start injecting things like gross domestic product, prime interest rate, futures pricing, trade subsidies, and compound interest and you’ve pretty much lost most of your audience. But talk to the average person about money, [...]

Proponents of comprehensive national health care fall short of the mark when it comes to proposing an equitable plan to pay for it. Naturally, the first thing we can do about making sure people can afford health care is to reduce the entire price structure, focusing medicine back on care and less on profit. And, [...]

One of the most frequent complaints about our medical system is the lack of availability to doctors and facilities, commonly referred to as “access to care.” Several factors have converged to create this problem, not least among them a decreasing number of doctors, a decreasing number of facilities, an increasing population, and a greater demand [...]

Health care costs are the fastest growing expenses for businesses and families. Even those with health insurance can find themselves in serious debt after one medical emergency. Office visits, treatment and medication costs, co-pay’s and monthly premiums add up to thousands of dollars each year, yet the covered care options lessen. What drives the costs [...]

Despite our individual differences, there is one fundamental aspect of being human that everyone shares- we all experience illness at some point in our lives. Some people are lucky, and only succumb to a cold every few years. Some people are accident prone, often getting scrapes, breaks, or bruises. Still other people suffer from debilitating [...]

With the implementation of the National Whole Life Pension Plan, one of the problems facing national retirement reform is removed from the puzzle. The Whole Life Pension Plan would replace the current system for future generations, leaving us to concentrate on salvaging the current system for those of us who have already been born. Unfortunately, [...]

IMPORTANT NOTE: Readers are advised that the plan presented in the following essay is one which would apply to future generations and would not directly benefit current workers except in such a way as to remove the burden of repairing the current retirement program for future generations. This plan would run parallel to the current [...]

Opponents of a national retirement program, commonly referred to simply as “Social Security,” tend to take the view that each person is responsible for their own costs of living and that a secure retirement is something to be enjoyed by those fortunate enough to have earned enough money throughout one’s lifetime to sustain themselves for [...]

Social Security is really a widely encompassing description for a variety of government assistance programs including Medicare, Medicaid, disability benefits and retirement programs, to name the most common. Social Security programs, specifically the retirement program, have long been considered a perilous “third rail” for politicians, meaning that if you tamper with the existing program you [...]