Please Pass The Bread & Water When I was a young kid growing up in a single parent household, I would often have to ask before I randomly grabbed a snack from the kitchen cupboard. Mom was on a really tight budget in those days, and the weekly allotment of food had to last until […]

It is often said that the only things you can really count on are death and taxes. Of the two, death is probably easier to accept. Death, at least, is fairly applied to everyone. Taxes, on the other hand, are a complicated, unequal, seemingly arbitrary and often manipulated endeavor. And while we all can accept […]

Sometimes, bad things just happen. It’s a fact of life, plain and simple. Houses burn down. Stores get robbed. Cars get wrecked. People get cancer. In each of these scenarios (and any number of misfortunes) there is likely to be emotional, physical, or material damage. There is also a negative financial impact that can run […]

Financially speaking, bankruptcy occurs when you don’t have enough money coming in to cover your bills. As a legal maneuver, bankruptcy offers an individual, business, or government entity an opportunity to crawl out from under their accumulated debt and either restructure a repayment plan, reduce amounts to be repaid to creditors, or liquidate real assets […]

Nothing puts a glaze into the eyes of average citizens quite like discussing economic theory. At best, it’s a confusing topic. Start injecting things like gross domestic product, prime interest rate, futures pricing, trade subsidies, and compound interest and you’ve pretty much lost most of your audience. But talk to the average person about money, […]