In democratic societies, government is said to be “for the people, by the people, and of the people.” In the broadest sense, one could infer from this that governing institutions such as ours are not controlled by hereditary clans or moneyed interests, but instead are an amalgam of the interests of the general public, instituted […]

By the end of the 19th century, business interests had grown so powerful in our society that their stranglehold on individual prosperity created an inequity between the common citizens and the wealthy, industrial class. Tired of working harder and getting less than those who owned the businesses they helped succeed, and angered by conditions that […]

To the average person living in a democracy, capitalism, and the social changes it forges, rarely is given much thought. And yet our very lives, not to mention our livelihoods, are so wholly connected to our capitalistic economy, that the line between people and business has become blurred, and the properties of one has been […]

It is often said that the only things you can really count on are death and taxes. Of the two, death is probably easier to accept. Death, at least, is fairly applied to everyone. Taxes, on the other hand, are a complicated, unequal, seemingly arbitrary and often manipulated endeavor. And while we all can accept […]

Sometimes, bad things just happen. It’s a fact of life, plain and simple. Houses burn down. Stores get robbed. Cars get wrecked. People get cancer. In each of these scenarios (and any number of misfortunes) there is likely to be emotional, physical, or material damage. There is also a negative financial impact that can run […]

Financially speaking, bankruptcy occurs when you don’t have enough money coming in to cover your bills. As a legal maneuver, bankruptcy offers an individual, business, or government entity an opportunity to crawl out from under their accumulated debt and either restructure a repayment plan, reduce amounts to be repaid to creditors, or liquidate real assets […]

American’s have one of the highest standards of living in the world. We have nice cars, big screen televisions, comfortable houses, a closet full of clothes, three square meals a day, and on and on. We don’t actually have these things in equal proportions; in fact, there are millions in this country who go without […]

Nothing puts a glaze into the eyes of average citizens quite like discussing economic theory. At best, it’s a confusing topic. Start injecting things like gross domestic product, prime interest rate, futures pricing, trade subsidies, and compound interest and you’ve pretty much lost most of your audience. But talk to the average person about money, […]

We live in a society that at times seems to take great pains to produce the most idiotic and inane policies possible. In this era of nonsensical political correctness, where up is told it’s really down, and the word “is” has infinite meanings, one of the most confounding practices to be injected into our society […]

The world in which we live is steadily becoming increasingly cynical, or at least it seems. We’ve come to expect our politicians to be corrupt and dishonest. We’ve come to see our businesses as greedy and unsympathetic to the plights of their workers. We view each other through tinted lenses that paint us as red […]