Sometimes, bad things just happen. It’s a fact of life, plain and simple. Houses burn down. Stores get robbed. Cars get wrecked. People get cancer. In each of these scenarios (and any number of misfortunes) there is likely to be emotional, physical, or material damage. There is also a negative financial impact that can run […]

Financially speaking, bankruptcy occurs when you don’t have enough money coming in to cover your bills. As a legal maneuver, bankruptcy offers an individual, business, or government entity an opportunity to crawl out from under their accumulated debt and either restructure a repayment plan, reduce amounts to be repaid to creditors, or liquidate real assets […]

American’s have one of the highest standards of living in the world. We have nice cars, big screen televisions, comfortable houses, a closet full of clothes, three square meals a day, and on and on. We don’t actually have these things in equal proportions; in fact, there are millions in this country who go without […]

Nothing puts a glaze into the eyes of average citizens quite like discussing economic theory. At best, it’s a confusing topic. Start injecting things like gross domestic product, prime interest rate, futures pricing, trade subsidies, and compound interest and you’ve pretty much lost most of your audience. But talk to the average person about money, […]

We live in a society that at times seems to take great pains to produce the most idiotic and inane policies possible. In this era of nonsensical political correctness, where up is told it’s really down, and the word “is” has infinite meanings, one of the most confounding practices to be injected into our society […]

The world in which we live is steadily becoming increasingly cynical, or at least it seems. We’ve come to expect our politicians to be corrupt and dishonest. We’ve come to see our businesses as greedy and unsympathetic to the plights of their workers. We view each other through tinted lenses that paint us as red […]

There was a movie made in the 1970’s that you might be familiar with called “Network.” It’s main character is a TV network news anchor who has finally had enough of the B.S. and declares as much during his live broadcast with the line, “I’m mad as hell and I’m not gonna take it anymore!” […]

Politicians are famous for creating titles for programs or ideas that bear little resemblance to their namesake. Chief among these is the clamor about “family values.” The phrase is used as a feel-good label, slapped on a candidate like just another bumper sticker on the family station wagon. We hear that Candidate A stands for […]

Our political correct world has created a new breed of human, one that I call the Perpetual Victim. The Perpetual Victim is easily distinguished from other people by their inability to take responsibility for their own adverse actions or ill-spoken words, instead seeking some other person or entity to pass blame to for their own […]

As our world becomes more connected, the expansion of freedom and self-rule becomes more and more dependent on the concept of tolerance. Increased contact between varying cultures requires an increase in the ability to respect, if not accept, or even embrace, the differences between each other. Indeed, for freedom to flourish, tolerance is a vital […]